If you are struggling to pay your accounts and are in arrears you might be over-indebted.  Contact us for a free assessment on your Debt.  We will evaluate your financial situation and give you our full over indebted assessment. For this assessment we will need you to fill in a Form 16 so that we can evaluate your Debt.  Send us an email and we will reply with the necessary documentation and information that you need to fill in to start the assessment.